Pet Insurance

Keep your pets happy and healthy with pet insurance that covers unexpected vet bills, accidents, and illnesses. Protect your furry family members with a plan that fits your budget.

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Care for them like family.

Peace of mind for every wag and purr.

Your pet is part of your family, and just like any family member, they deserve the best care. Veterinary costs can add up quickly, especially for accidents, illnesses, and routine checkups. Pet insurance helps ensure you can always say “yes” to the care they need.

At Stephen Benjamin Insurance Agency, we offer flexible pet insurance plans that cover emergency care, surgeries, medications, and wellness visits. Whether you have a dog, cat, we’ll help you find affordable, comprehensive coverage that keeps tails wagging.

Comprehensive pet insurance for every stage of life.

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Accidents & Illnesses

Covers emergency vet visits, injuries, illnesses, hospital stays, and surgeries.

A black and white drawing of a heart with a dog inside of it.

Preventive & Routine Care

Includes annual checkups, vaccinations, dental cleanings, and wellness exams.

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Medications & Treatments 

Helps cover the cost of prescriptions, alternative therapies, and chronic condition management.

Protecting your pet starts with the right coverage.

Here are answers to the most common pet insurance questions.

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  • What does pet insurance cover?

    Pet insurance typically covers accidents, illnesses, emergency care, hospital stays, and medications. Some plans also include preventive care like checkups and vaccines. Coverage varies by provider, so we’ll help you choose a plan that meets your pet’s needs and fits your budget.

  • How much does pet insurance cost?

    Costs vary based on your pet’s age, breed, and health history. On average, dog insurance ranges from $25–$50 per month, while cat insurance starts around $15 per month. Premiums can be adjusted based on coverage limits and deductibles to find the right balance of protection and affordability.

  • Does pet insurance cover pre-existing conditions?

    Most pet insurance policies do not cover pre-existing conditions. However, some providers may offer coverage for curable pre-existing conditions if your pet remains symptom-free for a set period. We’ll help you explore options to find the best available coverage for your pet’s health history.

  • Can I use any veterinarian with pet insurance?

    Yes! Most pet insurance plans allow you to visit any licensed veterinarian, specialist, or emergency clinic in the U.S. You typically pay upfront and then submit a claim for reimbursement based on your plan’s coverage percentage.

  • Is pet insurance worth it?

    Absolutely! Veterinary costs can easily exceed thousands of dollars for serious illnesses or injuries. Pet insurance ensures you won’t have to make difficult financial decisions about your pet’s care. With the right policy, you can focus on their health instead of worrying about unexpected costs.